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Online Payment Solutions for African Businesses

PayGenius offers a complete suite of online payment solutions designed to help African businesses accept payments from customers anywhere in the world. Whether you need a shareable payment link, a direct API integration, recurring billing, or an in-person POS machine, our platform gives you the tools to collect payments securely, track transactions in real time, and settle in your preferred currency.


No monthly fees. No complexity. Just payments that work.

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Payment Link

Send your payment requests directly from the PayGenius platform

PayGenius Payment Links let you request and collect payments from your clients without needing a website or a checkout page. Simply generate a payment link from your PayGenius merchant dashboard, share it via email, WhatsApp, or social media, and your client can pay securely in their preferred currency: including ZAR, USD, EUR, and GBP.

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Payment Links are ideal for travel operators, hospitality businesses, tour guides, and service providers who need a fast, flexible way to collect deposits and payments from local and international clients.

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  • Generate and send payment requests directly from the PayGenius platform

  • Share via email, WhatsApp, or social media

  • Clients pay in their own currency (ZAR, USD, EUR, GBP and more)

  • Automated real-time payment tracking and notifications

  • Multi-currency processing for travel and hospitality merchants

API Integration

Connect PayGenius to Your Website or App

The PayGenius API gives developers and technical teams full flexibility to integrate our payment gateway directly into any website, web application, mobile app, or e-commerce platform. Our RESTful API supports both direct payment processing and hosted payment page redirects, giving you control over the payment experience without compromising security.

 

PayGenius supports both 3D Secure (3DS) and non-3DS card transactions, and our API is compatible with popular e-commerce platforms including WooCommerce and WHMCS. Full developer documentation is available on our Developer Hub.

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  • RESTful API — clean, well-documented, developer-friendly

  • Direct API payment processing or hosted payment page redirect

  • Accept 3DS and non-3DS card payments

  • Compatible with WooCommerce, WHMCS, and custom platforms

  • HMAC-SHA256 request signing for secure API authentication

Cross Selling

Increase Revenue Per Booking

The PayGenius Cross-Selling feature allows merchants to bundle complementary products or services into a single checkout experience: increasing average order value without adding friction for the customer. Payments are automatically split and settled between participating PayGenius merchants, making it ideal for travel networks, activity operators, accommodation providers, and package tours.

 

Imagine a guest booking a hotel stay: at the same checkout, they can add a guided tour, an airport transfer, or a safari activity, each handled by a different merchant, automatically settled in real time.

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  • Split payments automatically between multiple PayGenius merchants

  • Drive higher revenue per transaction without extra effort

  • Automatic inter-merchant settlement, no manual reconciliation

  • Ideal for travel packages, tour operators, and activity networks

Refunds

Fast, Fee-Free, One-Click Refunds

Processing customer refunds should be simple and cost-free. With PayGenius, merchants can issue full or partial refunds directly from the merchant dashboard with a single click, no phone calls, no manual processes, and no additional fees.

 

Whether you need to refund a cancelled booking, a duplicate charge, or a partial deposit, the PayGenius refund system gives you complete control over every transaction.

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  • Full and partial refunds available: your choice of amount

  • One-click refund processing from the merchant dashboard

  • No refund processing fees

  • Refund history tracked and visible in real-time reporting

Recurring Payments

Automate Subscription & Instalment Billing

PayGenius Recurring Payments allow you to automatically charge customers on a scheduled basis, ideal for subscription services, membership programmes, instalment plans, and retainer-based billing. Using secure card tokenisation, customer card details are stored safely and used to process future payments automatically, without requiring the customer to re-enter their details.

 

Every recurring transaction triggers an automatic payment notification and settlement, giving you full visibility and consistent cash flow.

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  • Secure card tokenisation: store customer card details safely for repeat billing

  • Automatic recurring payment processing on your schedule

  • Automatic payment notifications for merchants and customers

  • Consistent, automated settlement directly to your account

  • Full transaction history and reporting in your merchant dashboard

  • Ideal for subscription businesses, membership clubs, and instalment plans

POS Machine

Accept In-Person Card Payments On-Site

The PayGenius POS Machine brings secure in-person card payment acceptance to your business, whether you are on the go, on-site at an event, or operating from a fixed location. Our mobile POS solution accepts Visa and Mastercard and synchronises transactions directly with your PayGenius merchant account, giving you a unified view of all online and in-person payments in one dashboard.

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  • Accept Visa and Mastercard payments in person

  • Mobile, portable, and reliable, take payments anywhere

  • Synchronised with your PayGenius merchant dashboard

  • Full batch history and reconciliation reporting

  • Ideal for hospitality, events, market traders, and on-site services

Inventory

Industries We Serve

PayGenius payment solutions are trusted by businesses across a wide range of industries throughout Africa. Our platform is particularly well-suited to:

Travel & Tour Operators

accept international bookings in USD, EUR, or GBP and settle in ZAR; use payment links for deposit collection

Hotels & Hospitality

manage guest payments, group bookings, and multi-currency reservations from a single dashboard

E-commerce Businesses

integrate our API or hosted payment page directly into your online store

Events & Ticketing

sell tickets and collect entry payments online or on-site via POS

Service Businesses & Agencies

send payment links for invoices; automate recurring retainer billing

Utilities & Subscription Providers

set up recurring card billing with automatic notifications and settlement

Plugins and Integrations

Easily set up PayGenius on your E-commerce website
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PayGenius Payment Platform FAQs

What payment methods does PayGenius support?

PayGenius supports Visa and Mastercard credit and debit cards, 3D Secure (3DS) card payments, Instant EFT, and multi-currency card processing in ZAR, USD, EUR, GBP, MUR, and KES. POS card acceptance is also available for in-person payments.

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How do I integrate PayGenius into my website?

PayGenius offers a RESTful API for custom integration, a hosted payment page redirect option, and pre-built plugins for WooCommerce and WHMCS. Full documentation is available on the PayGenius Developer Hub.

 

Can I accept foreign currency payments and settle in Rand?

Yes. PayGenius specialises in multi-currency payment processing. Your international customers can pay in USD, EUR, GBP, or other supported currencies, while you receive settlement in South African Rand (ZAR).

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